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Posts Tagged ‘savings’

D is for a Difference in Views Doesn’t Have to Divide Us

“The most beautiful discovery true friends make is that they can grow separately without growing apart.” – Elisabeth Foley I recently had the pleasure of visiting with a lifelong friend. She and I have known each other since childhood, and always seem to be able to pick up where we left off.  Time and time…

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J is for the Justifying your Spending Habits are you Frugal or Cheap?

  Do you pride yourself on being frugal? Not so fast, there’s a fine line between being frugal and being an outright cheapskate. To me, frugal can be a positive approach to managing your finances. A frugal saver understands, “more” doesn’t always add up to better value. Their primary goal leads them to maximize spending…

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K is for having Keen Insight into your Financial Plan

  The best way to have insight into your financial plan is to identify what you wish to achieve with you money. The first place to start is with having some “goals”. And you can begin by grouping your goals into three categories: Short-term goals — 5 years or less Intermediate-term goals — 5 to…

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P is for Paying Back Your Debt

Acquiring debt is inevitable for most of us, whether it is a student loan, mortgage, credit card debit or a car loan. At some point in our lives taking out a loan becomes a necessary tool; serving to aid us with life’s larger purchases. However, paying back debt is vital to establishing good credit, as…

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